对于自然人账户，人行未对长期不动户明确详细标准。各商业银行根据自身理解进行排查、催告、唤醒和管控工作。国家金融监督管理总局则将沉睡账户界定为5年以上无主动交易、未欠银行债务且有余额的账户。我们根据某国有商业银行南方某分行数据统计推算，截至2025年末，该分行沉睡账户共130万个，存款规模近13亿元。经过多方努力催告唤醒后，无法有效联络权利人的账户数量仍高达35万个，占比约1.52%，该等账户存款余额3.51亿元，占该分行零售存款总额比例约为1.3‰。
Фото: Василий Шапошников / Коммерсантъ
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So Liz and I have covered the news angle here, and the insider trading component. But the last big piece of this puzzle is the most important one: who is going to do anything at all about this?，这一点在哔哩哔哩中也有详细论述
And the other Christian, I don’t remember his last name, but they were both German and they were both called Christian.，这一点在WPS下载最新地址中也有详细论述